7FUSOSU7(N@-	I(V7
 N@U[1_],?Bn<XA\NK_@6l_/3TVO<
j	=nFVRAYNA\ASLJ=I@B\QVO &QV@NL\	,
IQN[RNX\NAYH\C@Sj
	NXIEG^Q 3AYJZGY]@S=
IFDF
	([VB@ST@@@_IXVRVJ]A@UKSSQ[VN1XOVSLC_IA;UCQOAj
	NXKECGXWA\\[[<NKSXKJnF@\F\@U,]YANnXWE\@U
NKQBOVPJCAQFXTIOJN	<
NIYDNLE3IGDF<NIYDNLGNXKCCG7	RVYBUA
=\	JWYWVQW; 	NMJOA.AJW]WJ_QDOJ_@UAYK\C_NLWXYNXQnF@X@\@U	&LSDO
],	XWE\\[[NI]CR^E3QQCDDF<
NIYARB	,AVRUK\\N<	SX_KJIGDF	RV^GIWO[^C\D@TNE3QQCDDF
3[VG@S \ =IEDXHX	UCRSSI@Q=TJWZRJ_Q_ 2UCUSSUN
A8XIAZ _V3AYH\_N YNXI_QUQNZTJX@NEISUACQ=\	JWZRJ_QP 7NMMOA
1XOVTJC_IC F@\@\\[[<NKT^KJnF@[@\@U,][\]NXT+RV]GUA @TKJ@@AC[XJVJ]GNV[<NKT^KJ,^J^NAR
&SXXWDOQQ CDXHX 3AYUI\_NA	3QQCDDF	&NIY@SB	%TQNYTVOAC__NLUX][VQA[KVRX 3AYVI\_NA8
QI_Q 3AYL\C@SAJW]PJC_ID+OJY\GUA
=\	JWYRJ_QW%		UCWRRUNj		@@BAG		NVDUA
[VA\AZEZ]\[XIID+OJY\[[3]]ANP+OJY\[[NI^AR^KJ=IFDDF<
NIYANLP%
TQNYUHAR <NKP^KJIGDF	RV^GIZO[^C]A@TNE3QQCXJ3ACY_NA	3QQCXJNVEISSSUN.MERX\NXE;NVBIOA
=LOVPKA_IA%	UCQSSUNAJW_NXIADYTAR^\FHAY[3 ]]]@@
n
OJY@U
3]]]@@IFXTJ]\N&[VF\]@[%IAXHX
	<		QVBS\E,
EVRVJ]\N
 NI_]@QER_\SK_ICEZF@R(
ACYC@SG7
QQ_V
 (ACYC@SAJW^VJCCG7	RVYGUA
=\	JWYRVQW; 	NMLRQO[1GNXHGCG		NVDUA
[VA\@PEZ]]QXIID+OJY\[[3]^ANP+OJY\[[NI^ER^KJ=IFDDF<
NIYANLP%
TQN\UHAR <NKPZKJIGDF	RV^GHPO[^C]E@TNE3QQCXJ3ACZ_NA	3QQCXJNVEISSSUN.MERX\NXE;NVBIOA
=LOVTKB_IA%	UCQSSUNAJW_NXIADYPAR^\FLAY[3 ]]]@@
n
OJZ@U
3]]]@@IF\TJ]\N&[VF\]@[%IAXHX
	<		QVGS\E,
EVRVN]\N
 NI_]@QER_\SO_ICE^F@R(
ACZC\]@T2IEXJ&[VE\ANLGNXKCC[Q;NVAISOAj
NXLCCG/AYRI\D@SB2QQ CXJ[YPO[NKP^QANPJBDIV% NMOSSO[=	GNXL_Q_ 2UCUSSUNLVX]\NX4\J^L]@@N

 ,LQX]@@R+
RV]GI[OA		=TOVSJ_QDOJ_@UAYK\B[NLWYUNXQnF@YIY\[[3]YANP+OJXUBIOANKS^KJ=IGM]TVO<NKVW WDO	nXWB@N&@TKJI@DF	RV^GH[O[^C]H@TNE3QQCDDF
3[VA@S \ =IADXHX	UCRSSUN.MER_\RVQX	% NMKSSO[	
j	@@B_IA%	UCVSO[LERY@@QQCEQVOB\^G[YA,LPXAN4VXWC@N

 ,LPXANIBDXHX 3AYTI@Q\2QI\_V3 AC__NP7QIZCXJ[YWO[NKP^WANPJABIV% NMLTVO[=	GNXN_Q_ 2UCVTVUNLVZ]\NX4\J^OZE@N

 ,LR_X@@R+
RV]FHOA.AJW]PVQPXWD@NAYQI^B]@\UZOVX4\J^LT@@N<@TKJnF@[I\@U[VB\ARB2QI]CXJ&
[VEUANLP%
TQNZUKAR <NKS^E
IGXJOJ^\EKOAK\A_SX2QI]CXJ3ACX_NA	3QQJDDF	NMHSSSUN.MER[URVQX	% NMOZSO[	
j	@@@BZQ/AYRI@Q\OVVVQIFXVI\N^GKWAYN.[ER[URVQ
C+ NVCUA
=TJWZ[J_QPJ^K]@\@U<QVG[^E4\J^LT@@N 3LRY\@@
C,	OJ]\[[SXZE	NXHCA_L_VZTHXRVU<QVDU[E%DVRPVO<NKWY KJQIZCDDF/[YVTL@Q\2QI^FXJ([VG]@NLE=IEZHX AYM@Q@TWZXNXACYQNF/[YUSUN1R@@F_IX/[YUSUNLUX]\RVQnF@[@@N

 ,LQXANE, OJ]]EUA	3PER_\RVQPXWD@NAYQI^E]@\U_OVX4\J^L]\N<SX[E4\J^L]\NAYK\C\ANL@7 XIE[Q 3AYO\_NP2
QQBFDF
	([VA\ANLD	QI_QF@_@^[
UAQSKTQV
@E8@@ECG%
[YVO[Y8@@ECGXWB\\GIOA	3	@TWDO
],
XWF\@U,][\^NXT+RV^GIOALSDOXIA[K	DFH]BUNMA&SXXKJ,^J^OAR
&SXXKJQIYCDXHX 3AYUI@Q\2QI]_V3 ACYB^]@Z3IA@XHX AYM@Q@TWZTNXACXQNF/[YUSUN1R@@E_IX/[YUSUNLU\]\RVQnF@[@@N

 ,LQXANE, OJX]EUA	3PER_XRVQPXWD@NAYQI_C]@\TYOVX4\J^L]\N<SXXE4\J^L]\NAYK\C\ANL@7 XIE[Q 3AYO\_NP2
QQBEDF
	([VA\ANLD	QI_QF@_@_]
UAQSJ^QV
@E8@@ECG%
[YUO[Y8@@ECGXWBX\GIOA	3	@TWDO
],
XWF\@U,]^\^NXT+RV^CIOALSDOXIA[A	DFH]C_NMA&SXXWDO,CF@[\N
3	@T^XANIBDXTVO3AYOUC@S \ =IEMXHX
	<		QV@R^KJ,PJ^K]\N
 NIX]@QER_\QI_ICG\F@R(
ACZJ\]@T2IEXJ&[VEUANLGNXKCC[Q;NVA@SOAj
NXLJCG/AYRI\K@SB2QQ CXJ[YWO[NKP^SANPJ@FIV% NMAVVVUN1R@@B_IX/[Y[VLY_NPER\\RVQnF@UEYY[[

 .[ERUYWO_QW%		UCQOA		=TOVSVQPXWE@NAYQI_F]@\T^OVX4\J^I]@@N<@TKJnF@^@\@U[VB\ANL@7 XI@[_V
 (
AC_C\]@S=
IEDF
	([VF\]@@XIFGJ^H]CZ[[QSPNNISj
NXKCCG%
[YPO[Y8@@BC[Q	OJ]\GUA&SX_WDO
],
XWA\\[[3PER^@@
C,	OJ]YGUA @T KJ@@ACXXJVJ^HNV[<NKS^WDO,CF@Y\N
3	@TWX]@@IEZTJAR(AC]C\ANL\	,_QNYTJ]\N	 &
@TVYANnXWA^@U
NKWBOVPJ@KQFXWCOJN	<
NI]CR^E%DVRPVO<NKS\WDOQQ CDXHX 3AYRK\C@S \ =IBFXTVO

< NKP_KJ,PJ^K]\N
 NIY]@QER_\QC_IC@XF@R(
AC]A\ANLE3I@DF<NI]CR^EXIB[CXJ
2UCRQSI@Q\2QIZCDDF	&NI_@SB	%TQNYTVOACY_NLUXY\VQA[BVRX 3AYRK\C@SG7
QQ_V
 (AC]A\ANLGNXKCC[Q;NVFKSSO[Y8@@BA[_V3 ACYB]]@Z3IBDDF  AYVUNSX\SY@@HCGYIJ
2UCRSSI@Qj XIGG3AYRI\C@SAJW]PJC_ID+OJ]\GIOA
1XOVSJCCG/AYWH]_NP7QIZ_VUCVOAQVCRZDO^RN@QQJQ;NV@LOA3@JWYNXE;NV@LOANKP^WXAN
,
IQN_QVO<NKU[E
,HJ^K\B@N&@TWXANE
VRQVONMKSWP@Q^AVZ]O%IC]HX(	NIY]@[%IC]HX	UCQSSI\_N1XOVUO_Q_ 2UCTVO[	
j	@@ABYQ/AYQI\_N YNXO_QUQNZTNY@NEIWVACQ=\	JW[WVQ
C+ NVBUA
=TJW[WVQ
EVRVJ]@\@U<QVFWB,XVRSOAR	
 <	SX]UDO4C F@_@\@U
NKWBOVPJGFQFXPLOJN	<
NI[DNLE3IADF<NI[DNLGNXHGC[_V% NMNVOAj
NXMF_IT2[YVRK@QG8XIA__VUCVOAQVCRZDO^RNDQQJQ;NV@LOA3@JWZNXE;NV@LOANKPZWXAN
,
IQN_QVO<NKU[E
,HJ^N\B@N&@TSXANE
VRQVONMKSWT@Q^AVV]O%IC]HX(	NIZ]@[%IC]HX	UCQSSI\_N1XOVUO_Q_ 2UCTVO[	
j	@@EBZQ/AYQI\_N YNXO_QUQNZTNU@NEIWZACQ=\	JW[WVQ
C+ NVAUA
=TJW[WVQ
EVRVN]@\@U<QVFWB,XVRSOAR	
 <	SXXUDO4C F@_D\@U
NKWBOVPJGJQFXQJOJN	<
NI]CR^E%DVRRVO<NKS\WDOQQ CDXHX 3AYRK\C@S \ =IBFXTVO

< NKS^PDO4C F@\@@N
QVDNL\JW^ROCGAD]UXWN&
[VB^ARB	=AQN^HX<QV@P^KJQIZCDDF/[YRQI\_NA	3QQ ADXHX
	<		QV@R^KJ,PJ^K]\N
 NIY]@QER_\WK_ICAZF@R(
AC]BXAWB	=AQNYHX<QV@SZRDOQQ CDDF/[YRRM\F@S \ =IBE\TOAR	
 <	SX\E,
EVRUVOACZ_NLUXX^VQA[@VRX 3AYPNY_NA8
QIYQ 3AYJ[F@SAJW]RJ_QA,	XWC[Y[[

 .[ER^[WVQW; 	NMHOA.AJWYRVQPXWF@NAYQIY@]@\R\OVX4\J^K_E@N<@TKJnF@\BY@U[VB\ANL@7 XIBY_V
 (
AC]AY]@S=
IGDF
	([VBYANLD	QI]QF@_@YX
UAQSLYQV
@E8@@BF[_V/AYM@Q\2QIZCDDF	NMHQSSUN.MER\YRJ_Q_ 2UCRVSI@Q	V7QIZ BXJ3AC]A@ST@@E_IXVRVJXE@UKSVU[VN1XOVSBCCG%
[YWO[Y8@@BK[_VRV]GISOA,LVP]\NXE;NVFASSO[	
j	@@ABZQ/AYRI@Q\OVTVQIFXQL\N^GLTAYN.[ER\TRJ_QP 7NMMOA
1XOVSBCCGXWA\\GUA&SX_WXANP+OJ]TGIOA
=LOVQKB_IA%	UCRSO[LER[@@QQCA_VOB\YO[YA,LVP]\NXE,RVX[[

 .MER\TRJ_QPJ^K]@\@U<QV@Z^KJnF@\H\\[[3PERX]SVQF7NVFIOALQDOXIA[K	DFH]EUNMA&SX_ WXAN4VXWD@N

 ,LV]]\NXTQNYVJ]\N&[VBYARB,XVRUO]@@N 3LSY\@@
C,	OJ]^[[SXXE	NXHCFRL_VZTL]RVU<QVHRB	=AQN]HX<QVHRB		@@AC[CXJ
2UCZSO[Y8@@JCG/AYRH^_NP7QIYCXJ[YUO[NKP^WANPJEBIV% NM@SOA	.ZOVWVQX	% NM@SOA	SX\WX]@@,PVR]JAR
&SXWKJ
4E
F@_A^@U	3LUX]@@XJ^LARUCQSUH_NCRXERN
,_QNQTVO &QVDNL\	,
IQNQTVO[YQSI\C@Sj
	NXCC_IX/[YZSUN
A8XI@Z_V3AYK\C@ST@@E_IXVRVJ[B@UKSUP[VN1XOV[J_QP 7NMLOA
1XOV[J_QPJ^HY@\\[[<NK[^E4\J^C]\N	 &
@T VZANnXWBX\[[SXXE	NXHCEXL_VZTLYRVU<QVHRB	=AQN^HX<QVHRB		@@AG[CXJ
2UCZSO[Y8@@JCG/AYWH^_NP7QIYCXJ[YUO[NKP^SANPJEFIV% NM@SOA	.ZOVTVQX	% NM@SOA	SX\WX]@@,PVR]JAR
&SXWKJ
4E
F@[A]@U	3LUX]@@XJ^LARUCQSUL_NCRXERN
,_QNQTVO &QVGNL\	,
IQNQTVO[YQWI\C@Sj
	NXCC_IX/[YZSUN
A8XIEZ_V3AYKXC@ST@@E_IXVRVJ[F@UKSUT[VN1XOVSBCCG%
[YUO[Y8@@BK[_VRV]GISOA,LVP]\NXE;NVFASSO[	
j	@@BC[_V3AYH\_N YNXL_QUQNZTLZ@NEIU[ACQ=\	JW]ZJC_IA;UCUOAj
	NXKKC[Q	OJ]\GIOA	3	@T_X]@@X7	RV]OISOA
	1ANXKCCSQ/AYRI@Q\OVTVQIFXRB\N^GOZAYN.[ER\YROC_IA;UCROAj
	NXKFC^_VRV]GIOA	3	@TRXX\NXE;NVFLSVSUN
A8XIAG2[YRO[LERZ@@QQCBQVOB\[G[YA,LS^X@@
n
OJ^@U
3]\[YNXTQNYTJAR(ACXEY]@[%I@^QVO

< NKSB	%TQN]TVOAC[_NLUXZ\VQA[BVRX 3AYRO\_NA8
QIXQ 3AYHZC@SAJW]RJ_QA,	XWAZ\[[

 .[ER\ZRVQW; 	NMJOA.AJW]WJ_QDOJ[@UAYK\D]NLW__NXQnF@_@\\[[3]\ANP+OJ^\GIOANKS\WDO%IFXTJAR
&SX\WXANE, OJ]]FUA	3PER\^NX
] F@Z\N[YQSN^@SP^TJW@,XVRVN]@@N<@TKJnF@_D\\[[NI]AR^E3QQGDXHX<QVCV^KJ
4E
F@_A]@U	3LVXANE
VRSVONMKSTP@Q^AUZ]O%IF\TJAR<NKVB,PVRVN]@@NAC]C\ANL@7 XIA_CXJ&
[VAXARB	,AVRWK\\N<	SX_KJICDF	RV^GNWO[^C[D@TNE3QQGDXHX(	NIX]@[%IF\TJARAYRI\C@Sj
	NXHGC[Q 3AYKXC\]@S=
IAYUVO <	QV@RB 
QQ_V XWB\[BOAQI[ENKL@7 XIA[CXJ3ACX_NA	3QQCDXHX	UCRQSI@Q=TJW^RJC_IX/[YQSI\_NP2
QQBEDF
	([VB^]@@XIDGJ^H]GZ[[QSTNNISj
NXKACG%
[YVO[Y8@@BA[Q	OJ^\GISOA,LVZ]@@X7	RV]EIOA
=LOVSKA_IA%	UCQSSUNAJW[NXIAD_SAR^\@AAY[3 ]Y_\NXE,RVY[[

 .MER\^RVQ
EVRVJ]@\@U<QV@P^E4\J^K_@@N 3LUY_@@
C,	OJ^\GUA @TKJ@@AC\	XJVJZINV[<NKS\KJ,^J^OAR
&SX_WDOQQCDXTVO3AYH^C@S \ =IBFXHX
	<		QVBS\E,
EVRVJ]\N
 NI[]@QER_\UC_ICLXF@R(
AC]C\]@T2IFXJ&[VB\ANLGNXHGC[_V% NMHSSO[Y8@@BC[Q3	AYL]A@SB2QQGDDF  AYTUNSX\_X@@HCKZIJ
2UCRSSUN1R@@E_IX/[YRSI@Q]ZY\RJ_QA,	XWA\\[[

 .[ER\\RVQW; 	NMMRQO[1GNXHGCG		NV@UA
[VA\ISEZ]TPXIID+OJ]^GUA,EER[@@X7	RV]EIOANKP^WXAN
,
IQNYVJAR
&SX_WDO	nXWF]][[,]Z]\NX
] F@Z\N[YQSA^@SP^TJW@,XVRUJ]\N<SXXE4\J^K]@@NAC^G\ARB2QIZCXJ&
[VB\ANLP%
TQN^UHAR <NKPZKJICDF	RV^GAPO[^CTE@TNE3QQGDXHX(	NIZ]@[%IF\TJARAYRI\C@Sj
	NXHGC[Q 3AYKXC\]@S=
IEXTMAR <NKS^E
IDXJOJ^\OMOAK\KYSX2QIYCDDF
3[VE@S \ =IA@XTVO[YRSI\_N1XOVPNCCG3AYQM\C@SS3IBDX\VO <	QV@RB 
QQ_V XWB\TBOAQITENKL@7 XI@[KDDF
3[VB@S \ =I@D[\JARAYRI\_N1XOVQJ@K[Q 3AYJ\@TANLP%
TQNZHX	&NI]]@@XIKGJ^H]HZ[[QS[NNISj
NXOKFG%
[YQO[Y8@@FK^Q	OJ]\GUA&SX[RDO
],
XWETY[[3PER\@@
C,	OJY\[[SXVE	NXHCK\L_VZTBURVU<QV@[[E%DVRWVO<NKSW KJQIZCXJ
2UCRZVUNT7 XIBR_V3 AC__NP7QIZCXJ[Y[O[NKP^_ANPJKJIV% NMKVSSUN1R@@G_IX/[YQVI\_NPER\^RJ_QA,	XWBY\GUA
=\	JW^WJC_IT2[YRRH@QG8XIBYQNMAOA
NI^AZWHKJ_\[JQI7	RV_GISOA	.ZOVVVQX	% NMJSSSUNLVX]\NX4\J^I]@\@U
3 ][]\RVQW; 	NMKRRO[1GNXKC_I@RVT[[
AC^CUABUXT]@@QA,
XWC\\GUA,EERY@@X7	RV_GISOA	SX_WXAN
,
IQN[TJ]\N
3@TWX]@@R+
RV_FHOA.AJW]RVQPXWH@NAYQIUB]@\^ZOVX4\J^I]@\@U	&LSDO
],	XWC\\GUA	QV@R^KJ=I@DXTVO<NKQ^WDO	nXWE]][[,]Y]@@XJ^BARUCQSZK_NCRWERN
,_QNZQJ]\N<SXZE4\J^HX@\@U[VB^ARB2QIYCDDF<
NI^DR^E
,HJ^N\A@N&@TUDOHQNPHXNVEIZPUNA\HVLJ=IBAXHX(	NIY]@[%IE]TVO[YQSI\C@Sj
	NXKFCG3AYRL\_NP2
QQ BFDF
	([VA\ANLD	QISQF@_@UX
UAQS@YQV
@E8@@BF[Q	2	AYVUNT7 XIB^_VRV^GISSO[3]YX\NXE;NVFLSOA
	1ANXHBAG2[YQSI@Q\OVZVQIFX]O\N^G@UAYN.[ER\YRVQ
C+ NVBUA
=TJW]WJ_QPJ^H]@\\[[<NKS[KJnF@\E\@U,][\^NXT+RV^GIOAL_DOXIA[E	DFH]I[NMA&SX_RDO,CF@X\N
3	@TU]ANIA@XTJAR(AC]AY]@[%IEZQVO

< NKW_KJ,PJ^HY@@N
QVINL\JW^RCDGADQ\XWN&
[VB^DNLE3IBDF<NI]CWB		@@AG[CXJ
2UCRQVUNT7 XIBY_V3 ACXB^]@Z3IA@XHX AYA@Q@TWQUNXACRQNF/[YRVI@Qj XIEG3AYRL\_NPER_\RJC_ID+OJ]YGUA
=\	JW]WJ_QW%		UCURRUNj		@@AC[QNMAOA
NI^A[WHKJ_]RJQI7	RV]ELOA3@JWZNXE;NVFKVOA	SX\WX]@@,PVRUHX\N
3@TU]ANE, OJZ]EUA	3PER_XRVQPXWH@NAYQH\C]@\WYOVX4\J^I]@\@U	&LQDO
],	XWC\\GUA	QV@R^KJ=I@DXTVO<NKQ^WDO	nXWA\\@UA	3PER\\NX
] F@U\N[YQRI]@SP_UJW@,XVRWJ]@@N<@TKJnF@^@\\[[NI]AR^E3QQCDXHX<QVBR^KJ
4E
F@\@\T[[,]Y]@@XJ^BARUCQRSK,?BKXA7?V(.Gj.)b